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Top 10 Secrets Of Federal Government Employee Discounts

Although government jobs are some of the most stable careers in the economy, federal employees are still watching their bank accounts and trying to save money. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Auto Parts
5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

4. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

5. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. offers a discount to federal employees and military personnel on a wide variety of products and services.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

8. Travel

When planning a trip, is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. and

These are the top recommended sites for searching government discounts. offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

Government discounts are abundant, but are often overlooked. With some quick research, you may find yourself saving a lot of money.

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APEC Summit Ends with Pledge to Conclude Doha Round of Trade Talks

US President Barack Obama (C) stands with other APEC leaders for group photo following their evening dinner in Singapore, 14 Nov 2009009

Asia-Pacific leaders ended their summit in Singapore Sunday with a final statement that pledged a conclusion of the Doha Round of global trade talks in 2010, but removed targets for carbon emissions cuts.

The 21-member Asia-Pacific Economic Cooperation summit dropped a target to cut greenhouse gas emissions in half by 2050, despite declaring climate change one of the biggest global challenges.

The APEC leaders also rejected all forms of protectionism and said they would commit to concluding the Doha Round of trade talks next year. The talks have been deadlocked over disagreements between developing and developed nations on cutting farm subsidies and tariffs.

The declaration Sunday also said the 21 member economies will maintain stimulus policies until a durable global economic recovery has clearly taken hold.

Obama Meets MedvedevU.S. President Barack Obama meets with Russian President Dmitri Medvedev Sunday on the sidelines of the APEC forum. The two plan to discuss Iran’s nuclear program and Afghanistan.

President Barack Obama waves after stepping off Air Force One upon arrival at Paya Lebar Air Base in Singapore, 14 Nov 2009

Mr. Obama also announced that his native U.S. state, Hawaii, will host the APEC summit in 2011.

President Obama’s schedule Sunday includes meeting with the leaders of the Association of Southeast Asian Nations, with Burma among the key topics.

At a breakfast meeting early Sunday to discuss climate change, most ASEAN heads agreed that it is not likely they will seal a deal at next month’s climate change talks in Copenhagen. Danish Prime Minister Lars Lokke Rasmussen, host of the Copenhagen talks, made a trip to Singapore to attend the meeting.

US Accused of Protectionism

APEC leaders called Saturday for more cooperation on global economic recovery efforts and took aim at signs of U.S. trade protectionism.

Hu Jintao

Chinese President Hu Jintao said promoting openness in international trade and curbing protectionism would help revive the world economy.

Mexican President Felipe Calderon singled out Washington for “going in the opposite sense of free trade.” Russian President Medvedev made the same point.

In a speech in Tokyo Saturday, President Obama called on Asian countries to break their dependence on exports to the United States, and to pursue “balanced” and sustainable economic growth.

Some information for this report was provided by AFP, AP and Reuters.

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Government Auction Gold Mine! Bargains Galore.

Government auctions, we have all heard of them but not many people really know how they work or what they offer for that matter. The reality is that government auctions happen everyday all around the country and are generally open to the public. Many government agencies offer a variety of goods that have been seized or are unclaimed or are surplus items. Some of these agencies are General Services Administration,FBI, IRS, DEA, U.S. Marshals. Real estate, personal property, automobiles, boats, planes are just some of the bargains to be had.

Government auctions sell a wide variety of land and buildings. Houses, land, apartment buildings, farms and commercial buildings are some examples. The IRS a large source of these seizures due to nonpayment of internal revenue taxes. Some tax deed auctions take place at local Court House steps and are announced in local newspapers. Other auctions are held at the property being sold.

Vehicle auctions are another great bargain source. Fleet vehicles for the government are leased by the U.S. General Services Administration and when the lease term ends these vehicles are auctioned off. State police departments, Department of Transportation, city and county law enforcement agencies all seize vehicles and personal property for different illegal activities. All types of vehicles are available at these auctions ranging from SUV’s, coupes, vans, trucks, minivans, work vehicles and much more. If the government drives it, it can be bought at an auctions.

Property and vehicles are the two most popular government auction items but there are many more. Jewelry, antiques, computers, office furniture are others. You can even adopt a wild horse through the U.S. Treasury Department. It seems that all items either bought or confiscated by the U.S Government ends up on the auction block at bargain prices.

How does a person find these bargains? There are many sources of auctions. Local newspapers, government websites, and of course there are online companies that make it their business to inform people of there opportunities. As you have seen there are many government agencies providing a plethora of items to buy. You can spend many hours researching these sources but you may want to cut to the chase and use an online site that specializes in government auctions. This will certainly save a person many head aches and frustration surfing the web.

One such website claims to be the preeminent membership-based web site for bargain hunters that helps its users find and participate in government auctions of seized and surplus property in the US and Canada. It also provides its members with access to its nationwide database of real estate foreclosure listings across the United States. And right now they are offering a FREE TRIAL which will give you immediate access to their database so you can check it out.

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Economics tutors, your mentors to get the highest scores!

The main reason for this may be due a simple lack of understanding in certain topics or the Economics at large. If we look at the bigger picture with the pressures that are increasing with the competition most students find it difficult to do well in Economics. Parents and guardians too on account of the generation gap and a sheer lack of a similar experience probably at their school or college levels fail to understand the need for help or for Finance homework help. If students want to do well then seeking help is definitely not a bad option. Does not each one of us use helping hands when we are in trouble? Then why does the rule change if it comes to a student?

The far most crucial aspect that most guardians and parents fail to understand as mentors for their kids is the desire to do well. If this desire is suppressed in kids merely because they lack understanding in Economics or just because a lack of acceptance on account or preconceived notions about seeking help from Economics tutors can create a mental block in the minds of students.

If you dig deep enough you will infer that it is the fear of not being able to do well that results in poor performance in many Economics students. Hence a more practical approach to resolving kids’ problems is mandatory at this juncture if we want them to do well. Economics tutors help all kids who are trying to cross the hurdles that they are facing when it comes to Economics. They understand that students need just more than imparting knowledge and skills to learn Economics. What they need is someone who really understands the gravity of the situation and is willing to put on their shoes and assist them in doing well.

Economics tutors are used by many students across the globe to fulfill what they want to achieve and do well. All students aspire to be someone someday and the only way to success is by studying well enough so that as a student you are imparted with the right skill set and take you to your educational goal.

Economics tutors are available online at any point of time that you want and are accessible for any web based interactions that facilitate learning Economics. Among the value added benefits that you get is that as a student you learn at any time you feel comfortable depending on the time you can allocate. Once that is done as a student the interactive classes taken up by Economics tutors make it worth your while to study.

I am covering education news all over the world for the past 15 years. I like to write more about new forms of education. Find more about Finance homework at .

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Benefits Of A Business Economics Major

The Business Economics major is a great complement to another major or minor in business, political science, history, accounting or marketing. Economics not only studies economics research and economics financial systems, but also social issues like poverty, pollution, inflation, unemployment, recession and economic growth.

Top market economists are analytical problem solvers who are useful in almost every major industry. They study how the optimal amount of production can be achieved to meet society’s needs. They study market forces that shape financial decision making. They look at how politics affect the commerce marketplace. They look at data to forecast, analyze trends and apply their understanding to a whole range of public issues.

To get an undergrad degree in Business Economics, students attending an accredited economics university will need to take courses like macro economics, microeconomics, financial accounting and reporting, calculus, economics statistics, econometrics, money/banking/credit, business writing, the stock market, labor economics, monetary economics, international trade theory, law and economics, industrial organization, economics and business strategy, organizational psychology, formal organizations and politics and the economy. Students should have a good understanding of math, politics and business. People often choose this major because they want a good job, they want to make a lot of money, they want to be a manager or CPA, they want to have a secure job or they want to get into a good graduate school.

The common starting salary for economists is $38,000 for a bachelor’s degree, $48,000 for a master’s and $70,000 for a PhD, according to a 2002 National Association of Business Economics survey. Those with an economics major enjoy the highest median income compared to other majors, experts say. Economics research also suggests that economics majors earn 20% more than business administration majors, 19% more than accounting majors, 18% more than marketing majors and 15% more than finance majors. When a potential employer sees this major on a resume, he or she immediately understands that you have a solid foundation of math, politics, business and economic theory. Your degree also shows that you have the capacity to process complex subjects and it highlights your problem solving skills, which is valuable in any field.

Individuals with a degree in Business Economics have been recruited by employers like the California State Controller’s Office, Cerner Healthcare Information Technology, Coca-Cola, Consolidated Graphics, Deloitte Services LP, Edward Jones, Enterprise Rent-A-Car, Ernst & Young LLP, General Mills, Inc., Insight, JPMorgan Chase & Co., Liberty Mutual Insurance Group (MA), Medix Staffing Solutions, PetSmart, Raytheon, Sherwin-Williams, Travelers Insurance and Wells Fargo Financial. The economics field is expected to grow 7% by 2016, adding another 16,000 workers. People with bachelor’s degrees can get almost any entry-level job in business. Master’s degree holders generally compete for sales and management trainee positions. Those who hold PhD degrees often go on to teach or become top market analysts in their fields.

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The Very Best Health Economics Resource Site On-line

Quite often it is difficult to find a dependable health economics web-site that lists tips, up-to-date information and offers opinion. You might discover a small number of blog sites on the internet however , they are likely to publish only their own individual blog posts, creating articles every now and then. Some other websites just give backlinks for some other resources and document the news with no point of view. As a health economist, health economics student, healthcare professional or health provider it can be difficult to find a web reference which always keeps you updated and current with what is happening in the market of health technology assessment.
Health Economics Digest is an accomplished web site specialized in health economics and outcomes research. They have a daily digest of high quality health economics reports, congresses and courses. In addition to that they also put perspective on current affairs and provide commentary about the relevancy of the news to health economists, health technology assessment and pricing and reimbursement directors.
The main thing Health Economics Digest does that is certainly completely different from just about every other health economics site is that it offers interesting multimedia content including video interviews, webinars and infographics. Health Economics Digest gives you the very best of the internet and new media in to the health economics community.
They provide the news in Feed, PDF and monthly email format. Health Economics Digest also use social accounts where they connect and discuss together with fellow health economics interns. Not only do they review the news, in addition, they create it. Health Economics Digest is the news.
Furthermore ,Health Economics Digest is also comprehended by non-health economists, caregivers, health professionals and HTA personnel. This is the reason health economists all over the globe are choosing health economics digest as their vehicle of conversing to HTA and Regulatory Organsanisations and non-health economists. payors require help grasping health economics and pharma organizations must discover solutions to clearly communicate health economics to non-health economists or it will likely be difficult to obtain the reimbursement they need, specifically in the current economic climate.
I strongly recommend looking in on the site, additionally; Health Economics Digest is maintained by health economists, for health economists, they provide helpful up-to-date information on exactly what you need to know. Along with news and current affairs, additionally, there is an e-commerce health economics book store and offer health economics courses of study and e-learning packages


The Perfect Health Economics Web-site On The Internet

Often it’s rare to find a stable health economics webpage that lists tips, reports and gives commentary. You will find a small number of blogs available except they tend to publish only their own personal posts, writing articles once in a while. Some other web-sites only just give you web page links to other resources and document the news without having opinion. As a health economist, health economics trainee, physician or health provider it can be difficult to find an online resource which always allows you to remain up to date and abreast of what’s going on in the ominous landscape of health technology assessment.
Health Economics Digest is an accomplished internet site focused upon health economics and outcomes research. They offer an every day digest of appropriate health economics information, meetings and workshops. Furthermore they will also put perspective on news and provide commentary about the relevance of the news to health outcomes professionals, HTA and pricing and reimbursement professionals.
The main thing Health Economics Digest does which is certainly distinctive from just about every other health economics website is that it offers rich multimedia material such as vidcasts, webinars and graphics. Health Economics Digest has the very best of the world wide web and new media in to the health economics arena.
They supply their news in Rss, PDF and HTML email format. Health Economics Digest also social accounts where they chat and converse together with like-minded health economics students. Not only do they document the news, they also create it. Health Economics Digest is the news.
What’s more ,Health Economics Digest is grasped by non-health economists, caregivers, health care professionals and payers. Because of this , health economists all over the globe are selecting health economics digest as a choice for interacting to HTA Organisations and non-health economists. HTA and Regulatory Organsanisations require help learning health economics and outcomes research and pharmaceutical firms must find approaches to effectively communicate health economics to non-health economists or it will be difficult to get the particular reimbursement they require, specifically in the current economic climate.
I strongly recommend checking out the site, moreover; Health Economics Digest is regulated by health economists, for health economists, they have pertinent up-to-date details on what you need to know. Along with news and current affairs, there is an online health economics book store and offer health economics courses and online learning packages.

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Observing The Home Economics Curriculum And Its Profits To Your Child

When it comes to school education, there will probably not be a person in sight that would argue that math, science, and English are important. But for the future of the child, home economics curriculum is just as important because they will someday have to move out of their parent’s house and fend for themselves.
The home school curriculum review seems to show that even though this is an important study, there are not too many people taking that part of the curriculum serious enough. The home economics curriculum is what will help teach the student how to cook and sew on his or her own. Since these are two big things that really should be understood before moving out on their own, more focus should be put on home economics curriculum.
There are a lot of valuable things that can be learned from the home economics curriculum and there really should be no reason why a student is not taking the course serious. If the parent or the teacher takes the home economics curriculum serious then the child will as well.
Other Things To Think About
When it comes to the home economics curriculum feel free to add in your own special lessons on top of what the curriculum already has planned. There is nothing wrong with learning a little bit extra about laundry, dishes, cooking, or sewing. So make sure that you are giving your little student every shot he or she has at getting a good education for him or herself.
This way your child will know a little bit about everything and will just be that much more prepared for the real world when he or she finally steps out into it. It is so important to be ready and it is up to the parents to make sure that it is taken car of. Make sure that all of the studies that are taking place through the home economics curriculum are being taught and practiced under strict supervision. This is the only way to make sure that major accidents do not happen.
While getting a little burn mark on the food is a part of the natural learning process, burning down an entire kitchen is not. So make sure that you never leave the child unattended when you are teaching parts of the home economics curriculum. You should always be present during your child’s school studies anyways so there should be no real concern there.

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Economics Tuitions For A Level Students In Singapore Give High Grades

For many students in junior college, some of the subjects may be difficult to follow and Economics is considered tough for many of them. Fortunately in Singapore, there are several experienced professors who provide coaching classes for pupils who need better explanation of the concepts. In fact, such coaching classes are becoming popular in Singapore especially when the tutor is competent enough.

Tuitions in Economics

Singapore coaching classes are benefiting several students; hence even, A level Econs students are opting for private coaching. There are innumerable advantages of taking coaching classes privately for the subjects they are weak in. Firstly, the tutor will be able to provide individual attention to the students because it is a small group. The child can clear doubts without hesitation and the teacher has the time to explain it properly until the student understands. Tuition for A level students are beneficial as they perform well after attending these classes because the tutors can provide personalized attention and adopt techniques suitable to a particular child. When concepts are understood, the student is motivated to do better. Consequently, the students confidence level increases.

A Level Tuitions in Economics

Enrolling in A level Economics coaching classes is becoming a norm in Singapore. Parents want their wards to perform well in their studies; although the subject is optional at the junior college, many students choose it. At this level, they can opt for H1 level or H2. Unless, a student has an aptitude for it, he/she will find the subject difficult. Therefore, students have to choose the level according to their capabilities. Since essential concepts have to be understood from the start, H2 Economics tuition is advisable for better comprehension and to enhance classroom learning. English Tuition Teacher will be able to explain the concepts that pupils have not understood clearly in a relaxed environment; this is not possible in the classroom. The weaknesses of students can be addressed at the coaching class which will help them clear basic doubts and understand theories better.

Tuitions at Junior College

Many students face difficulties during their changeover from Secondary school to JC. This is mainly due to the subject combinations that they take. Most junior colleges expect students to take only a single subject at the H1 level and three at the next level. In order to get admission into a reputed University, they have to perform well. If the student does not have a very good foundation, it is advisable to take JC tuition which will provide the groundwork and help in attaining the goals they have set. The important thing to do is to identify weaknesses and let the tutor know about it. Do not let peer pressure or any such issues take over because the goal should be to perform well at the examinations so that a seat at the University is attainable. Hence, private tuition can only help pupils in all respects.


Asia Pacific Nephrology and Urology Devices Market Outlook to 2016

Original Source : Nephrology and Urology Market

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Asia Pacific Nephrology and Urology Devices Market Outlook to 2016

GlobalData’s new report, -Asia-Pacific Nephrology and Urology Devices Market Outlook to 2016- provides key market data on the Asia-Pacific Nephrology and Urology Devices market Japan,Australia,China and India The report provides value (USD million) data for all the market categories – Incontinence Devices, Renal Dialysis Equipment and Lithotripters The report also provides company shares and distribution shares data for each of the aforementioned market categories. The report is supplemented with global corporate-level profiles of the key market participants.

This report is built using data and information sourced from proprietary databases, primary and secondary research and in-house analysis by GlobalData’s team of industry experts.


Countries covered include Japan,Australia,China and India.

Market size and company share data for Nephrology and Urology Devices market categories Incontinence Devices, Renal Dialysis Equipment and Lithotripters

Annualized market revenues (USD million) data for each of the market categories in each of the country. Data from 2002 to 2009, forecast forward for 7 years to 2016.

2009 company shares and distribution shares data for each of the market categories and countries.

Global corporate-level profiles of key companies operating within the Asia-Pacific Nephrology and Urology Devices market.

Key players covered include Fresenius Medical Care AG & Co. KGaA, Unicharm Corporation, Baxter International Inc., Gambro AB, Kimberly-Clark Corporation, Asahi Kasei Corporation, Svenska Celulosa Aktiebolaget SCA, NIPRO CORPORATION, NIKKISO CO., LTD., B. Braun Melsungen AG, C.R. Bard, Inc., Covidien plc, Coloplast A/S and Teleflex Incorporated.

Reasons to buy

Develop business strategies by identifying the key market categories and segments poised for strong growth.

Develop market-entry and market expansion strategies.

Design competition strategies by identifying who-stands-where in the Asia-Pacific Nephrology and Urology Devices competitive landscape.

Develop capital investment strategies by identifying the key market segments expected to register strong growth in the near future.

What are the key distribution channels and what’s the most preferred mode of product distribution – Identify, understand and capitalize.